Romeo And Juliet Deaths Essays - Characters In Romeo And Juliet

Romeo And Juliet Deaths Who Is To Blame For The Deaths Of Romeo And Juliet? Romeo and Juliet is a disaster around two star crossed darlings whose affection can't separated them from their two quarreling families. In this exposition I will state who or what are answerable for their demises, the primary topic of the story is disdain and destiny. Initially I should present the two families on the grounds that their disposition of disdain is liable for the passings essentially in such a case that they hadn't fought then perhaps Romeo and Juliet wouldn't have hitched stealthily. Bringing about the fight all the individuals sustained the fight this is outlined by Tybalt from the Capulet family, Juliet's cousin, he began the battle that brought about Romeo getting ousted and he was continually raising a ruckus. He more than any one else in the story kept contempt alive between the two families in light of his savagery. I moreover accuse Lord and Lady Capulet, Juliet's folks since they ought to have paid more consideration regarding Juliet's desires when she wouldn't wed Paris. From the start they took steps to toss her out onto the boulevards as in Act three Scene 5 Capulet says to Juliet Thursday is close to lay hand on heart and you be mine, Sick offer you to my companion, and you to be not, hang, ask, starve, pass on in the lanes. Lady Capulet additionally put her little girl being taken care of by the Nurse who raised Juliet as her proxy little girl. The Nurse being a windbag out spoken individual was additionally answerable for the demise of Juliet. She never recognized that possibly Juliet wasn't prepared for this enormous advance in her life from an on looker watchman. In Act two-Scene four the Nurse cautions Romeo to be consistent with Juliet and she clarifies there is another man after her Paris she thinks about the two. She says to Romeo that her Juliet is sweet well sir my escort is best woman, ruler o there is an honorable man around Paris. She supported Juliet in her sentiment with Romeo in light of the fact that the activity of her being a bigmouth is that she conveyed the messages of a mystery meeting of where she realized that they where going to go through a night of energy together in Act three Scene two she says to Juliet hie to your chamber Ill discover Romeo to comfort you look ye, your Romeo will be here throughout the night She exhorted Juliet to wed Paris, realizing she was at that point wedded to Romeo. I additionally accuse Friar Lawrence who was the individual that took these recently met salacious kids into their marriage, since Romeo and Juliet where two youngsters were hitched unexpectedly early and at a youthful age this made them incapable to settle on they're own choices. This announcement can be demonstrated about Romeo since when he was exiled he howled like a child the Attendant needed to make youthful Romeo act like a man just to consider Juliet rather than himself. The principle purpose behind Friar Lawrence's choice to wed the two is wrong is on the grounds that he figured this may assist with making the two families stop battling in Act two Scenes six Friar Lawrence says, till sacred church fuse two of every one. At long last this was demonstrated to be the inspiration for the two kids executing themselves he likewise gave Juliet the dozing mixture Act four Scene one take this vial, being sleeping and this refined alcohol drink thou off. Presently I should present The Prince leader of Verona where the story is set. The Prince had the ability to act to stop the fight between the two families. It was unjustified of him to send Romeo away from Verona as a discipline for murdering Tybalt when the battling was Tybalt's own shortcoming for executing Mercutio in Act three Scene three he says thus from Verona workmanship thou expelled: taking thy part, hath rushd aside the law and turn'd that dark word into expulsion. Mercutio had an impact on Romeo on account of his companion transport, Mercutio's demeanor to the squabbles and battling exacerbated things. He saw the fight as a game and that demeanor drove him to his demise and Romeo's expulsion. Indeed in spite of the fact that I am censuring sure individuals for the deplorable passings of Romeo and Juliet I need to think about that Romeo and Juliet had an effect on there own destinies. Initially, I will accuse Romeo since he acted too hurriedly all through the story also, he was a romancer in light of the fact that the opening of

Parliamentary Vs. Presidential Essay Example | Topics and Well Written Essays - 1000 words

Parliamentary Vs. Presidential - Essay Example The administration can be disintegrated voluntarily by the parliament by methods for a no certainty vote or the pioneer of the bureau may break up the parliament in the event that it can't work any longer. In actuality, a presidential government is one in which the official branch isn't responsible to the authoritative branch. The two branches can check the activities of the other branch. The President and the individuals from Congress are chosen in isolated races. The President holds office for a fixed term and his power isn't liable to coordinate control of the council. In any case, the President can't break down government and request another political race. Obviously, there is a distinction in the democratic framework between a parliamentary government and a presidential government. The uncertain terms of office in a parliamentary framework permits involved with hold office and in this manner are changeless so as to give some dependability to the framework. Be that as it may, it might be contended this may prompt horrible sort of administering for a nation. This is on the grounds that the chance of the head of government holding office forever contributes towards the creation of a despot. Particularly in countries with feeble vote based conventions and with official forces amassed in the hands of the gathering in power, this sort of framework signals autocracy. It likewise doesn't invite new thoughts or changes that could profit the economy of a nation in the long haul. For example, the previous Prime Minister of Singapore, Lee Kuan Yew, from 1959 to 1990 as of late remarked the choice by the present Prime Minister to open a club in Singapore could never occur under his influence. In any case, he invited the progressions as new and unique. A partitioned official is one in which the relative forces fluctuate between a Prime Minister and a President, speaking to two unique gatherings and belief systems. This is significant in a framework where there are no double lines of power. An isolated official outcomes in shifted institutional structures to permit

Nothing Gold Can Stay

Nothing Gold Can Stay The semester is over and Im back at home, spread out on my much too familiar living room sofa. At this point, I should be familiar with how quickly 13 weeks go by. And just how little time there seems to be to process thing as they happen. But all of a sudden Im at home again, with no impending deadlines and no where to be in particular. With nothing but all the time in the world for me to sit, staring at the ceiling, letting my thoughts carry me away. The morning before I left campus, a group of friends and I made our way down to the Revere Beach (a short 15-20 minute drive from campus). In the midst of observing Ramadan and searching for a good farewell moment, we took along our pre-dawn meals with us. We spent the moments before dawn eating and hydrating to the compelling roar of the ocean. The wind had a refreshing coolness to it, and as we sat together watching the sky burst with color second by second, I found myself in awe. That the sky burst with this kind of color most days. And the wind carried a coolness with it often. But in the past few weeks, I had been so overwhelmed with final projects and exams that the only color I saw was the painted walls of Stud 5. And the only breeze I felt came from the AC in Barker library. I woke up the next day to something equally grounding, but a million times more painful. A dear friend of mine had been hit by a drunk driver. She didnt survive. In Islam, we have a saying. One that has continuously been said since. Inna lilalhi wa inna ilayhi rajioon. We belong to God and to God we shall return. I have all of the time in the world now. To process and to think. But sometimes having time isnt enough. Rather Ive found myself making a mental list of reminders. Of things I believe strongly in and hold near and dear to my heart, but often will forget about when things get crazy: Routinely call family (all of them! second cousins! aunts and uncles! grandparents!)Schedule more dinners with friends, dont just expect to run into people in the dining hallWhen hanging out with people, give them your undivided attentionLet go of grudges. Dont let bad-feelings build up.Begin your day with a shower (and some food)Learn from those around youPut yourself in other people’s shoes. People generally don’t walk around with bad intentions.Dont intentionally talk ill of someoneTell people what they mean to you whenever you canCheck up on people you havent heard from in a whileDont hold off what you can do today for tomorrow Go out more, embrace the beauty of the world around youRemind yourself of the fragility of lifeRemember others fondly

Essay on Against the War in Iraq - 2505 Words

Against the War in Iraq It has been more than one month since the war in Iraq started. The situation between Iraq and the US has been very serious. Many television and radio stations in the US have been broadcasting about the war in Iraq. At first, the war was a very big issue among people in Flagstaff, but as time passed, people did not mention about the war so much. It seems like people in Flagstaff got accustomed to this war. A possible reason for this behavior is because Flagstaff is not likely to be a target of attacks from Iraq. However, my friend who is living in Washington D.C. told me about the situation there. Everyday, what she finds on the streets in the town are many tanks and soldiers of the US military: they†¦show more content†¦That is not the fair way of fighting. Therefore, the US requested Saddam Hussein, who is the current president of Iraq, to resign his position. Saddam refused. So the US started the war. One of the US’s purposes is to find weapons in Iraq. However, the purpose of this war is not only for justice, but also for the US’s economic growth from this war. First, the benefit that the US can get from this war is the activation of the war industry in the US. Although the economic situation in the US has been difficult since the end of World War II, this war can change American economy dramatically (Al 1). In order to fight in this war strongly, the US government orders many weapons and food for military people who are fighting in Iraq. These products come from companies in the US. It helps this country to earn a huge amount of money. This also means that it produces more jobs in this country (2). In fact, jobless people can find many places to work easily. It means that people who do not have jobs can work either in Iraq as military soldiers or workers in factories in the US for producing weapons and food supplies for military people in Iraq. This situation is sad. In order to live, jobless people have to help to kill people. Second, for the US, the key for saving its economy is oil in Iraq (Oil Tax Would Fund Iraqi War 1). Dennis Kucinich said that the US government is very serious about the controlling ofShow MoreRelated debate against war with Iraq Essay551 Words   |  3 Pages Debate Side: Against Topic: War I.nbsp;nbsp;nbsp;nbsp;nbsp;One page response a. Debate points II.nbsp;nbsp;nbsp;nbsp;nbsp;Two page response a.nbsp;nbsp;nbsp;nbsp;nbsp;Introduction b. Debate points c. Conclusion War is defined for some as an armed conflict between two nations over a disputed situation, and is needed when there is nothing else that can be done. A natural occurrence that repeats it’s self through out time. While others feel that war is an unnecessary disputeRead MoreWar Againsts Iraq: The Media, Its Portrayal of the War and the Effect of Its Perspective1374 Words   |  6 PagesWar against Iraq By Olivier Gaudreau When the US initiated the 2003 invasion of Iraq, it gave the justification that the Iraqi dictator, Saddam aided the perpetrators of the September 11 attack on United States soil. The Bush administration also accused Saddam of engineering a nuclear program and amassing destructive weapons. All the US justification and the entire war have been highly criticized on many fronts. The media has taken the lead on shaping public opinion on both sides of the war, thatRead MoreThe United States Recent Wars Against Iraq Essay examples1138 Words   |  5 Pageslast two decades two major wars against Iraq, which were totally different in their character. On the one hand, in 1990 America conducted Operation Desert Storm to defeat Iraq after its invasion of Kuwait, mainly with traditional also called conventional warfare. On the other hand, Operation Iraqi Freedom (OIF) in 2003, which was after the declared defeat of Saddam Hussein’s military forces a brutal conflict of U.S. forces togeth er with the new government authorities against non-state actors primarilyRead MoreAnalysis Of The Video Iraq War Veteran Wages : A Private War Against PTSD727 Words   |  3 PagesI found the video Iraq War Veteran Wages a Private War against PTSD and Alcoholism to be very relatable. I believe I have mentioned before that my brother in law served in the Marines and suffers from PTSD along with several psychical injuries he sustained in Iraq. I sympathized with Tom and his wife because much of what they have endured is similar to what my brother in law and sister has endured. My brother in law’s war still continued even after he was discharged from the marines; he was copyingRead MoreEssay on America Should Not Use Military Force in Iraq1357 Words   |  6 Pagesanti-terrorism war in Afghanistan, are we going to fight another war on Iraq? In almost every statement on foreign policy, Bush states his belief on his war against Iraq and depicts Saddam Hussein as â€Å"an evil. † A recent poll showed that â€Å"nearly seven in 10 supported military action to force Saddam Hussein from power (Public Agenda). Before you make your decision, do you think a war after Iraq is justified by International law and US law? Do you know the current situation and the background of Iraq and theRead MoreThe War Of The United States1639 Words   |  7 PagesKennedy US History Honors P.6 9 February 2015 Iraq War The United States has intervened in many countries throughout history. Some countries became better off with the help that was given by the United States, while other countries stayed static, or became even worse. The war with Iraq is a great example of the horrors that the United States can create when she decides to mess with other countries. America thought that she knew what was best for Iraq, but America was wrong. The United States shouldRead MoreIraq Is A Multicultural Country1220 Words   |  5 PagesThesis: Iraq is a multicultural country that is located in the Middle East. Iraq borders Kuwait to the south, Saudi Arabia the south, Jordan the west, Syrian Arab Republic to the northwest, Turkey to the north, and the Islamic Republic of Iran to the East. For the past hundred years, Iraq has been in conflict with numerous countries. During the past few decades, The United States of America started its war with Iraq due to terrorist act against the United States and Kuwait. The Gulf War started inRead More War for all the Wrong Reasons Essay1201 Words   |  5 PagesWar for all the Wrong Reasons Why might the United States start a war with Iraq? Would this war be fought for legitimate causes or are there alternative reasons behind the war that the vast majority of the public are not aware of? These are a few questions that coincide with the questionable intensions of the Bush administration. The public of America can be swayed to support the war on Iraq because the government has control over the media, but with a little research it is not hard to find manyRead MoreUnderstanding International Relations Through Level of Analysis835 Words   |  4 Pagesof individual decision makers on foreign policy (Rourke, 2007, p. 65). The System-level of analysis shows that the Iraq Crisis (2003–present) is not a domestic conflict as it involved international actors like UN, IAEA and countries like USA. In 1991, after the second Gulf War, UN enforced the destruction of weapons of mass destruction (WMDs) on Iraq. The UN condemnation of Iraq was crucial to preserve its authenticity. The UNMOVIC and IAEA had been responsible to check Iraqs acquiescence withRead MoreEssay about An American Attack on Iraq Was Not Justified1091 Words   |  5 PagesAn American Attack on Iraq Was Not Justified The 2003 Iraq War lasted less than three weeks. It began in the early morning hours of March 20, when American missiles struck Baghdad. By April 9, U.S. forces had advanced into Baghdad. By April 15 Iraqi leader Saddam Hussein had vanished, and U.S. and allied officials pronounced the end of major combat operations. Although the war itself was short, arguments over whether it was justified had been made for months and years prior to the attack, and

All People Do Eavesdropping It - 1106 Words

All people do eavesdropping it, consciously and subconsciously but to what extent is it ok to be done? Some countries have their governments eavesdrop and listen to the phone conversations that the common citizen has in order to gather intelligence. Though it is being done for the greater good it violates rights and puts the citizens on edge, throughout this paper we will show why the government shouldn’t listen in on the citizens personal and private phone conversations. Society should also prohibit the government from listening in on its citizens’ telephone conversations because it is wrong that the government is invading citizens’ privacy. The government has the right to create rules for the citizen to follow. The citizen also have to†¦show more content†¦Opposing individuals will see invasion of privacy as help for the greater good, especially military personnel because it could help them gather intelligence to counter attack the enemy and build better defense operations. But the groups that find the good in this will over look the bad, which can lead to things like information leaks, insider trading, and loss of personal and private information. When this type of information leaks and gets out to the public or wrong hands it can cost an individual that was spied on to potentially lose their job if they are known to be the only person that was holding that information. Also if the technology is available for the government to use to eavesdrop then opposition can design and implement similar software to gather intelligence, which allows them to take down networks, plan more effective attacks, and find the weak nesses in our security protocols. Furthermore invading the citizens phone calls can lead to distrust and potential anarchy, since trust is a major factor to the citizens selecting government officials and being governed if they lose the trust gained by the government it can lead to riots and disturbance of the peace. Eaves dropping can push the people to extreme measures to simply keep their privacy to themselves, because privacy is a key to keeping peace amongst the people and peace is the ultimate goal of the government in the first place.Show MoreRelated We Must Regain Our Lost Civil Liberties Essay1450 Words   |  6 Pages(The USA PATRIOT Act: Myth vs. Reality, n.d.). The Patriot Act was signed into law on October 26, 2001, 45 days after the terrorist attacks on September 11th. The debate over what the Patriot Act actually allows law enforcement officials to do, however, creates focus on the balance of national security and protection of civil liberties. One of the laws included in the Patriot Act is the Electronic Communications Privacy Act or ECPA. The ECPA is used to monitor and retain information whileRead MoreNsa Surveillance1025 Words   |  5 Pagesto life 230 years ago, but recent actions of the National Security Agency is interpreted to be defying the Bill of Rights by the government and depriving the citizens their constitutional right to privacy. However, when posed with the question: Do people want to live in a surveillanced environment like animals in a zoo, with justice and safety ensured but privacy denied completely ? , the answers vary in the community. The revelation of the National Security Agencys massive surveillanc e of AmericanRead MoreNetwork Security Is Important For Protecting Your Computer1294 Words   |  6 Pagesfuture may hold for network security. There are many attacks that can be associated with network security, eavesdropping, viruses/malware and Trojans, phishing, IP spoofing attack and lastly denial of service. Eavesdropping, has two subcategories passive and active. Passive eavesdropping refers to someone listening to a phone call, or reading a chat email (Daya, Bhavya). Active eavesdropping refers to the hacker physically going in and distressing the conversation (Daya, Bhavya). This type of attackRead MoreNetwork Security : A Security Platform For Users, Programs, And Computer Networks1667 Words   |  7 Pagesinterconnected with outside world via gateways and wide area networks (WANs). Network Security involves authorization of access to data in a network because each and every client who is working on the internet wants security and sometimes he or she do not know that someone else may be an intruder collecting the information. The vast topic of network security is scrutinized by researching the following. 1. History of network security 2. Attacks and Prevention Method. 3. Role of Network Protocol 4Read More How Does Shakespeare portray Women in Much Ado About Nothing?1928 Words   |  8 PagesWomen in Much Ado About Nothing? I believe eavesdropping plays a very important role in Much Ado. Therefore, I have chosen to answer this essay question, as I feel strongly about it. In the play, Shakespeare makes use of eavesdropping by using it as a comic device, but also to sort out situations so that the play is able to go on. I will be focussing upon two events in particular to show this. Each event will present a different form of eavesdropping being used. The first will be the gullingRead More Theme of Deception in Much Ado About Nothing Essay example1381 Words   |  6 PagesTheme of Deception in Much Ado About Nothing Each of the main characters in Much Ado About Nothing is the victim of deception, and it is because they are deceived that they act in the ways that they do. Although the central deception is directed against Claudio in an attempt to destroy his relationship with Hero, it is the deceptions involving Beatrice and Benedick which provides the plays dramatic focus. Nearly every character in the play at some point has to make inferences from whatRead MoreMiss Brill and YouRe Ugly Too1282 Words   |  6 Pagesbeginning to seem different It is only implied in Miss Brill that the protagonist does not have any close friends, as all of her activities are done alone and with great attention to self. For Zoe, however, it is made very clear that she has no meaningful relationships. She had gone out on dates with local men, but they all ended in astrangement as she came teo realize that all men, deep down, wanted Heidi, the ideal woman. The isolation caused by displacement and the lack of connection with theRead MoreNetwork Security Applications1063 Words   |  5 PagesFinally, there are the logon rights. This follows the access controls to a system. Logon rights give the user the right to log onto the system and gives them access to certain areas within and denies access to others. All of these applications are part of the User Domain. It’s a bout the people who access the organization’s system. The second domain is the Workstation Domain. In this domain, the network security application that is apart of it is Computer Clusters. A computer cluster is a group of computersRead MoreHamlet by William Shakespeare754 Words   |  3 PagesClaudius was the one who killed him. He gives Hamlet the duty of killing Claudius in revenge and Hamlet agrees to do so. The task seems easy at first but as the play advances, Hamlet finds it tough to complete such a cruel task. I found it interesting how Hamlet’s hesitation to kill Claudius and get revenge for his father’s death drives him mad and ultimately causes the death of many innocent people, including himself. If Hamlet would have just killed Claudius the first chance he had then he would have preventedRead MoreCybercrime Challenges Of Public Universities1597 Words   |  7 Pagesinstitutions network. This creates many security issues for campus security practitioners, who must secure an ever-increasing number of devices. Sniffing: Sniffing, also called eavesdropping, is the act of monitoring network traffic for data, such as clear-text passwords or configuration information. With a simple packet sniffer, all plaintext traffic can be read easily. Students on campus sniff into the network to get administrators password in order to change their marks or financial statements. Spoofing:

The Rise of Friend Essay Samples

The Rise of Friend Essay Samples Finding the Best Friend Essay Samples Occasionally it's helpful to observe how others were able to get over the difficult first-line hump. Typically, it takes up to two hours of time to comb through dozens of sites until you discover something exciting to write about. Superior friends are always by your side and support you once you are in the perfect track. Stick to the directions provided and make sure that you use the suitable style and technique. Allow it to sit for a couple days untouched. For me, a fantastic friend is going to do the same. Put simply, your very best friends make you truly feel good about yourself. The loyal best friend is the main friend. Nearly every social psychologist maintains that as vital since it is for us to make friends, it's equally vital for all of us in order to maintain them. If you've been giving the job of writing anessay about friend, about friends or friendships, you've accepted an excellent undertaking. There are various ways of earning friends. Not too a lot of people actually take time to think about the qualities of their buddies. It's always important to get a notion of the person that you desire to read your essay. If you're looking for top essay writing companies, try out the mentioned above. Bridget's essay is quite strong, but there continue to be a couple little things that could be made better. The principal matter to be mindful about in personal descriptive essay is that there shouldn't be any over-exaggeration. College Essays Essay papers can about my very best friend essay be a whole lot of distinct types and all of them depend on your academic institution and the objective of the job. Stephen's essay is quite effective. Writing an essay about friendships does not need to be difficult. Descriptive Essay on Market can be employed by tourists or visitors that don't have any prior understanding of a marketplace. It is intriguing to track the growth of the relationships and its type during recent years. Some of the greatest methods to communicate with others is to become involved in activities. Templates like Descriptive Essay about Office can be beneficial for an individual who's planning to pay a visit to an office. Taking a look at the diversity of people of the world you'll come to realize this in fact it's quite impossible to measure what qualities make a great friend. Being trustworthy is a rather important element in any friendship. A friend also attempts to make you truly fe el good about yourself especially whenever you have confidence difficulties and your ego is shattered. These seven sample essays respond to a wide range of thought-provoking questions. Free Best Friend essay samples can be found FreeEssayHelp with no payment or registration. Still, every one of them would show up in the overall list. Together with the topics, you'd come across loads of papers at no cost. A friend will permit you to win sometimes especially if he's too decent that you beat in a for instance a game like chess. He is someone who is with you in good and bad times, someone who shares your joys and sorrows. He does not necessarily have to be a person. An excellent friend will act the way that your sibling does. Simply interacting with a person doesn't make them destined to be your very best friend, but they also have to support you as an individual. Reliable a great friend is one which you can depend on for anything. The last excellent quality for a friend is a person who does favors for you in the event that you do favors for them. The very first quality to an excellent friend is a person who is always around you. The Little-Known Secrets to Friend Essay Samples In doing this you're constructing the ideal start of a friendly essay. When writing about an instance of a profile essay about an individual who's not well known include enough details that will enable your reader to acquire an idea about what you're presenting. The essay isn't the simplest task to master. The trick to writing an excellent effectiveA essay is to get the passion to write it. Essay writing comes in various forms. Profile essays need you to receive all the appropriate details of your subject, and to only present ideas that may be supported by an established fact. To begin writing your assignment you would want to run into an interesting and promising topic. In the primary body of the friendship essay you may elaborate on the aforementioned subjects, using them as cornerstones. Friendships are important to your mental and physical wellness, and let's face itthey make life a great deal much easier to handle. In different cases it's the realization he or she requires more than merely a divine relationship to totally experience life. You may always tell your trusted friend your flaws and be certain your revelations are safe. True friends attempt to prevent conflicts and do everything possible to produce their relations stronger. A descriptive essay conclusions should supply the reader with a mental picture of a specific matter. After all, you don't need to provide your readers the incorrect interpretation. Write down the primary points you would love to discuss, and most significantly, decide on your thesis statement. Now's the opportunity to just begin writing whatever springs to mind. Friendship is something which most of us simply take for granted and it's something that the majority of us probably do not truly appreciate the worth of. It is very important for everyone, especially me. It is the relationship between two or many friends. It is being able to cry together.

Importance of Psychological Counseling and Family

Question: Discuss the importance of psychological counseling and family support for a victim of sexual abuse as Tara? Answer: Introduction: This assignment deals with the case study of a 16 years old girl Tara Jones living in a foster home Smith Centre for Youth. She depicts the behavior of repeated running away from the home for three times. Going through the case study, this assignment intends to find out the major concerns faced by a victim of sexual abuse. Related assessment processes, ethical considerations, and interventions are also highlighted. Concern: Reason to seek service-The patient here Tara seems to exhibit outburst and violent behaviors at the foster home she lived in. Reflects from interactions of the family therapist with Taras foster mother Ms. Judy Boot reveals considerable mood swings in Tara at times. The report of Tara being sexually abused by her brother and reacting arguably with a resident at foster home due to the revelation of this information indicate the need of medical/psychological help. The social worker perceives the repeated elopements of Tara as concerning due to the possibility of losing confidence and inclining towards weaker actions and behaviors by Tara. Background: Tara, the 16-year-old adolescent residing in the Smith Center for Youth belong to an African American ethnicity with Baptist religion. Depicting outburst and inappropriate behaviors Tara was reported to run away from her recent foster home. Revelations from the interaction of intake worker with Tara identifies the patient to be a victim of sexual abuse from the older brother at 11 years of age. Lack of belief from her mother, the absence of the father and a fear of gang violence in the neighborhood are revealed by Tara. Tara is seen to leave home forcibly when her mother did not believe her accusations about abuse. A deep hurt is evident. Although Tara herself denies alcohol consumption but the discussion of the case with Taras foster mother Judy identifies that Tara consumed alcohol one day after being in a relationship with a 25 years old guy Tyler. Assessment process: To approach Taras family the social worker needs first to meet and retrieve the family details of Tara from Smith Center for Youth (SCY), the last foster home where Tara resides. Obtaining the details of her family, her foster mother Judy Boot and biological mother Sharon Jones are contacted. To build a strong and close relationship with Tara, the social worker needs to depict a high level of understanding and communication efficiency. With a deep understanding and attitude of listening and interest in the clients views, a good rapport can be built. The three main skills as effective communication, understanding and decision-making skill assists highly in the development of a therapeutic alliance between Tara and the social worker. Tara depicts the lack of fathers presence in her life and living in a neighborhood with the risk of gang violence. It indicates a culture that is potential of influencing the patient adversely in terms of her mental health. The absence of father figure, neighborhood nature and mothers belief are the major cultural factors evident to influence Tara. To conduct an ecological assessment of Tara, a thorough personal interview with her is essential. Approaching her biological and foster mother enable the assessment of her family and culture. Surveying the community in which Tara resided facilitate the community assessment. Personal strengths and weaknesses: The case study of Tara identifies the major Personal Strengths of the patient as a healthy heart, normal blood pressure, weight and height within the normal range. The respectful and kind behavior of Tara towards her classmates at the sophomore years and minimal depiction of alcohol consumption (only one time she was found drunk) further add to her strengths. The medical details of Tara indicate a healthy physical state. The good behavior of Tara to her classmates at sophomore years induce that she is capable of leading a normal lifestyle and learning if counseled properly. The Weaknesses in Tara comprise of her action of running away from the foster homes 3 times, overreacting from anger with another resident at SCY due to revelation of her personal information and her relationship involvement with a 25 years old guy. It indicates the lack of adequate logical reasoning in Tara to restrain from such a relationship that also reveals the guy treating her forcibly. The incident of holding her wrist and pushing down a flight of stairs and setting up rules to follow for Tara is a clear indication that the guy is controlling her. Environmental strengths and weaknesses: The main environmental strengths of Tara include availability of the strong formal support from her foster home and the favorable social environment. There is a wide scope of participating in recreation activities and friends for Tara in her school. The availability of educational opportunity from helpful teachers, understanding, and concerned foster mother is a major environmental strength for Tara. The strong and efficient legal system evident in the case study of Tara is a high environmental strength in this case. The instance of the court putting her to foster home and providing for her education completion and later assigning her to residential home indicates the considerable and efficient judging of her case reflects the environmental strength of legal systems. The environmental weaknesses for Tara comprise of lack of informal supports from family and relations. Her mother disbelieving her, brother abusing her sexually, the absence of the father and an extremely unstable relationship with an 11 years older guy reveals the sheer absence of mental support for Tara. The lack of adequate work opportunities, stability and safety concerns of occupation is another eminent weakness of Taras environment. It seems to put her in a stressful situation regarding her future affordability since she lacks any family support. The inadequate economic status leading to the insufficiency of favorable housing and neighborhood is a vital weakness in case of Tara. Targets and goals: From the microsystem, the concern to change involves changing the mental status of Tara by driving her mental stress away through communication session so that she do not cut herself off to manage stress. In order to address this concern, the relevant goal to set may include the incorporation of a separate and exclusive psychological session or recreation activity as meditation to enable Tara get rid of her stress in other ways rather than cutting herself off from others. It is expected to increase her self-confidence and reduce the tendency of running. In mezzo system, her attitude towards a relationship with the 25 years old guy Tyler and marrying him is a high concern. Her family and friends needs to change their attitude towards her and deal with her more considerably and understanding manner. It can provide her with the strong base and support thereby helping her to move away from the controlling boyfriend Tyler. The goal to provide Taras family and friends with adequate health information regarding how to treat a patient of sexual abuse and mental health issues can help in changing her familys and friends attitude towards her thus benefiting her aptly. In terms of macro system, the school education system needs to implement a separate psychological session or counseling for adolescents as Tara. The school authority in which Tara is admitted needs to implement a separate teaching procedure for the students like Tara, who are victimized of abuses from family members and lacks informal support. Preliminary intervention: Considering the case of Tara and the details depicted through her case, the psychological intervention can be considered to be the most efficient and appropriate intervention to apply on Tara. Rehabilitation can be considered if she is found to get inclined towards drug and alcohol. At micro-level, she can benefit from a stress management measure as meditation. At the mezzo level, the intervention of psychological session can prove helpful. Considering the macro level, the intervention of providing such mental health adolescents with an extensive targeted education approach program is highly effective. The psychological intervention involves a knowledgeable and qualified psychiatrist counseling Tara to reduce her stress level and enable her towards better education management. The meditation intervention seems highly effective in addressing the issue of the unstable mental condition of Tara that leads her to behave through inappropriate actions as running away repeatedly from the foster homes she is put into. The rehabilitation can prevent Tara from succumbing to the addiction of alcohol and drugs. The targeted educative programs for the abuse victims facilitate the effective learning of the adolescents as Tara thus enabling her to reach her goal of passing her sophomore year at school. The psychological intervention needs to consider the ethnic values and specific situations of the target individual. It will fit in with the cultural aspect of the adolescent thus proving beneficial to address the identified concerns. Ethics: The ethical issues and values raised in this case of Tara include the consideration of the right to freedom of lifestyle for an individual. At a personal (micro) level, Taras freedom to lead her life in the way she wants gets interfered due to the psychological counseling restricting her from involving into relationship with Tyler, inclining towards alcohol and leaving the place she is not comfortable in due to unidentified reasons. On a macro level, the implementation of a targeted program for Tara at school means the revelation of her victimized status in the society. It is the violation of privacy and dignity for the adolescent. The practitioner and the practice setting can be used efficiently to address these identified ethical issues. The issue of interfering with the freedom of Taras lifestyle can be addressed by providing her with the option of meditating in a place of her choice and timing. The provision of a psychological session for Tara at school can be arranged in a confidential manner by providing her with the session at her foster home. It can address the issue of maintaining the privacy and dignity of Tara. Since effective communication is a majorly potential aspect enabling the addressing of ethical issues in the healthcare context, the social worker can employ this measure on Tara to handle the dilemmas. The agency as SCY and the new residential home for Tara, the Tanner House can use exclusive measures as treating the adolescents of victims with special care and counseling compensating the lack of informal support for the victim. It can not only provide Tara with the much needed emotional support to handle the situation and manage the stress she feels but also can assist her in handling the inappropriate actions as involving in relationship with a 25 years old guy. Being a social worker can help the victim in addressing this ethical issue by building a contact between Tara and her family. Making her mother aware of the fact that she is telling the truth and Tara is in need of her familys support can help Tara to regain her confidence. It will help her to deal with situations of pressure in place of running away or succumbing to alcohols or controlling relationships. Since the interaction of the therapist with Tara depicts an interest in Tara towards competing her education, concerns about her occupation and career and intension to marry her current boyfriend Tyler to have a family, it is an indication that Tara is quiet open to the social worker. Building on this closeness of relationship, the social worker can convince Tara towards a healthy lifestyle of adopting the counseling sessions, exercise regimen of meditation and focusing more on the education completion process. Another way of helping Tara is to encourage her to discuss more her abus ive experience from her brother. Talking on it and discussing it with appropriate feedback from the social workers can generate a feeling of security, safety and the higher level of confidence in Tara facilitating her leading a better and improved life. Conclusion: This assignment reveals the importance of psychological counseling and family support for a victim of sexual abuse as Tara to lead her back to a normal life. Considering the ethical aspects as the risk of leaving the patient open in society and interference into her personal freedom is a major dilemma to deal with for the social worker and healthcare practitioners.

Essay For Stanford Essays - Lego Mindstorms, Lego, Toy Block

Essay for Stanford As the beast ran rampant through the streets, I couldn't help but wonder if my work had been for naught. Trying to salvage any remains, I chased my dog from the room and stared at the havoc left in his wake. The city lay in ruins; the buildings were razed. The prospect of beginning from scratch was ponderous, but I instantly welcomed the challenge. With patience and determination, I began returning the small plastic bricks into their former glory; and then greater glory. Block by block I rebuilt my cities and block by block they built me. From these Legos I learned valuable lessons in versatility, creativity, and tenacity. The sheer vastness of possibilities that Legos present is both intimidating and exhilarating. The colorful blocks lay strewn about in no particular pattern and no particular order. From this chaos virtually anything can be created. As a child I gradually learned not to be intimidated by the endless possibilities but to embrace them, to relish the opportunity to create something from nothing. A preschool teacher recommended holding me back one year. Because I preferred the challenge of Legos to running about with the other children on the playground, she believed that I was socially and psychologically unprepared for school. Little did she realize that the creativity these blocks taught me became a cornerstone for the rest of my life. The seemingly insurmountable challenges gave me confidence and taught me to value cooperation. Watching my Lego edifices grow slowly but surely skyward taught me patience. Watching them fall again taught me the tenacity to continue onwards. Remembering how each task was created piece by piece allowed me to, line by line, memorize the works of history's greatest playwrights. I was able to join MEChA and help lead the Latino community as co-president, arranging events with our two hundred members. My organizational skills were further utilized as the commissioner of elections. Legos also taught me to help others and to ask for their help. I realized that with the creativity another person at my disposal, we could build things we had never even dreamed of on our own. During my senior year of High School I was introduced to crew. I was enthralled by the rhythmic grace of the sport. My dreams soon had me breathing the early morning air nearly flying over the surface of the water. This dream seemed destined to die unfulfilled because I grew up in a part of the country where "crew" refers to the roadside construction teams, but before the year was out I had convinced one of the Olympic coaches to take me under his wing. This interest is one I would like to develop further. As the years went by, my Lego blocks made way for the blocks of my future. But just like my experiences with Legos, I continue to choose individual blocks from chaos, each one bringing me closer to the life I dream of. The spires lead up to a diploma, the drawbridge leads to a family, and the buttresses support my lofty aspirations.

Fast Food Essay Example

Fast Food Essay Example Fast Food Paper Fast Food Paper Schlossers Fast Food Nation as released by Penguin books really made a great impact to the fast food industry. McDonalds marketing strategy is one of the main arguments presented in the book and how it changed the view of people towards fast food. The ideas of the author were closely dissected in every chapter and supported with factual evidences. Basically the book revolves in fast food, the values it embodies and the world it has made (Schlosser, 2002, p. 3). There is really something humane about the book that made it more interesting. Values of Americans were also explained in the book so that it will not appear that the topic only focuses on flaws and features of Americans unwillingness to change their marketing strategy. There are several points in the book that gives credit to positive American Traits. Marketing Strategy of MacDonald’s strategy was changed completely when readers came to discover the bad facts about health involvement of The Golden Achers in relation to its customer’s nutritional needs. American values being traditional that is why they came to develop and motivate marketing strategies of doing whatever it takes to make it big in the fast food industry. Most of Americans tends to loose the resistance over fast food since this has become part of their tradition that they cannot go against with. MacDonald’s marketing strategy can be admirable in the sense of profitability it always tries its best to giving delicious food to millions of customers. : Second. fast nutrient companies are intentionally aiming kids as they are easy marks to travel after. Kelly Brownell. the writer of Are Children Prey for Fast Food Companies? says how Happy Meals from McDonalds are served with playthings. These playthings are advertised and are served with low alimentary nutrient. Only 12 of 3. 039 possible kids’ repast combinations run into nutrition standards for kindergartners. However. if fast nutrient companies would function healthier nutrients to kids. like fruits and milk. the statistics would increase. Besides. these nutrients are high in sugar. and fat. Ultimately. companies aiming kids with unhealthy nutrient and playthings can take to a higher rate of kids being corpulent or diabetic. Queerly plenty. fast nutrient miming fast insouciant topographic points may really be better and healthier due to its freshman ingredients. Julie Jargon writes the article. Fast Food Aspires to Fast Casual’ ; and she states that fast nutrient eating houses are up scaling their nutrient. In the hope of appealing to more-sophisticated consumers. fast-food ironss are traveling beyond simple cheeseburgers and greaser. adding fancy ingredients such as portabella mushrooms. citrus-herb marinated poulet. and pepper bacon. This ascent may be pulling more clients to the fast nutrient industry. but they will be attracted to healthier nutrients. Therefore. it may non be every bit much as a taking cause as of fleshiness as other things. In decision. fast nutrient companies have changed America for the worse over the class of a few old ages. Fast nutrient topographic points largely have high fat and low alimentary part sizes that shouldn’t be eaten day-to-day. Families shouldn’t eat fast nutrients every bit much as they think they should. and alternatively should ensue in eating healthier. freshman merchandises. Options to fast nutrient topographic points may dramatically diminish fleshiness in America. America’s fleshiness epidemic may be led by the fast nutrient industries.

Growth trategy of Adida Coursework Example | Topics and Well Written Essays - 7750 words

Growth trategy of Adida - Coursework Example The company i working to change cutomer' perception Reebok from that of a dicount hoe brand to a premium brand. A part of thee effort, the company ha witched the Reebok wholeale model from bulk pre-order to pay a you go. Wholeale cutomer like Footlocker now order Reebok hoe a they need them rather than ordering them in bulk. Thi make it le likely that larger retailer will dicount Reebok hoe in order to clear their inventorie. Adida i, at it core, an international company with only 30% of it 2007 ale coming from North America. Moreover, it i rapidly expanding it preence in emerging market like Aia and Latin America. Becaue it target the wealthiet egment of the market the company lead it competitor in ale in Japan, Korea, India, Thailand, Indoneia, and New Zealand; ale growth in it core emerging market in Latin America and Aia have ha topped 24% in the lat everal year. By 2010, management expect China to be it econd bigget market. (Cooper and Lybrand, 2004, 77-84) Adida Group generate revenue by elling it product to retail tore or directly to the cutomer via one of the brand' concept tore, factory outlet, conceion corner, or online tore. Of thi revenue, 46% i from footwear, 42% from apparel, and 12% from hardware. In 2007 the company had 10.3 billion in revenue ($13.7 billion baed on the average 2007 exchange rate), which wa a 7% currency-neutral increae over 2006' revenue of 10.084 billion ($12.557 billion). While operating margin ha dropped overall ince 2005, thi can be attributed to the cot aociated with integrating Reebok, which ha reulted in extra operating expene of over $30 million during the pat two year. Adida i a company that manufacture hoe and port apparel. The founder i Adolf Daler who i German. The name created by combination of the name and urname Adi Daler, who tarted producing hoe in 1920 with the help of hi brother Rudolf Daler. That make cotumer, to recognize Adida i three parallel tripe of the ame color. (Cooper et al, 2000, 38-39) logan: "IMPOIBLE I NOTHING" trategic Objective We are innovation and deign leader who eek to help athlete of all kill level achieve peak performance with every product we bring to the market. We are a global organization that i ocially and environmentally reponible, creative and financially rewarding for our employee and hareholder. We are committed to continuouly trengthening our brand and product to improve our competitive poition and financial performance. In the medium term, we will extend our leading market poition in Europe, expand our hare of the U footwear market and be the fatet growing major porting good upplier in Aia and Latin America. The reulting top-line growth, together with trict cot control and working capital improvement, will drive over-proportionate earning growth. (Cooper and Kaplan, 2004, 130-135) .W.O.T. Analyi trength - In many invent i the bigget ponor - trong management team - Brand recognition and reputation - Diverity and variety in product offered on

Research - Phase 1 - Background and Literature Review Paper

- Phase 1 - Background and Literature Review - Research Paper Example The m-payment services provide the scope of maintaining a mobile wallet for using mobile money and mobile transfers. The aspect of non-coin based transaction has a long historical background. After the use of plastic money in financial transactions through the use of debit cards, credit cards, etc., the technological applications have been used to develop the m-payment services. The launch of mobile phones has been rapidly accepted by the customers all over the world. The mobile phones and accessories have huge market shares in the developed as well as the developing economies (HUMPHREY, MOSHE and BENT, 2001, p.225). However, the developing countries have quickly adopted the m-payment services in comparison to developed countries like Australia in order to take opportunities of the worldwide business in the age of globalization. However, the m-payment services have now started to develop in the advanced economies like Australia with a difference from the models used in the developing countries. The reason for undertaking this research is to reveal the various factors that have led to the adoption of the m-payment services in Australia. The divergence of the m-payment model adopted in Australia explains the appropriateness of the various types of m-payment services in Australia that have appealed the customers to use the electronic payment services. The research work is important as the previous research studies on m-payment services have not addressed the areas of divergence in the m-payment model used in Australian markets. The research contributes to provide useful insights to the business entities for promoting the m-payment services to the customers in order to be in the same line with the changes in the Australian markets. The findings of the research also provide recommendation to the customers on the

Electronic Banking in Pakistan | Dissertation

Electronic Banking in Pakistan | Dissertation Electronic Banking in Pakistan 1. PROBLEM AND ITS BACKGROUND 1.1. INTRTODUCTION As the world has entered the twenty first century, one thing has become all too apparent, any organization that wishes to succeed in todays cutthroat competition will have to embrace Information Technology (IT) with fervor. In this age of Information Technology new inventions and innovations are affecting all the fields of life. Almost all kinds of organizations are stepping into the field of IT, in an effort to increase their productivity and expand their customer bank. The same goes for the Banking Sector. Today all the banks of the world are adopting the tool of Electronic Banking. The need of Electronic Banking was felt in South Asia during the last 5 to 7 years. This concept emerged as an essential tool for successful bank management. Financial sector has been quick to recognize this fact, and in Pakistan, most of the banking industry has moved away from the old ledger based system to computers and automation in order to modernize their operations. Although foreign banks were pioneers of bringing this concept to South-Asia but they have yet to start latest Electronic Banking practices in Pakistan Background Electronic Banking Electronic banking is an umbrella term for the process by which a customer may perform banking transactions electronically without visiting a brick-and-mortar institution. It is a form of banking in which funds are transferred through an exchange of electronic signals between financial institutions, rather than an exchange of cash, checks or other negotiable instruments. The growth in use of the Internet world-wide and the development of procedures enabling secure transactions on-line have created the new field of on-line banking, where customers deal with their banks chiefly or entirely through Internet connections. Opening hours or location of branches, unlike the traditional banks does not restrict such services. Both existing banks and new groups are already moving into this potentially very important area. Since on-line banking services can be accessed with equal ease almost anywhere in the developed world, this raises the possibility of banking networks operating without regard to national boundaries, with consequent regulatory problems. Banking on line, commonly called PC banking, electronic banking or Internet banking, has been around in one form or another for a decade or more. Forms of on-line Banking Following can be the ways to bank on-line: 1) Internet Based access to account information through banks web site, via modem, using a standard web browser such as Microsoft Internet Explorer or Netscape Navigator. 2) Bank Software: Bank provides customers with proprietary software to install in their computers. The software allows customers to connect to banks computers over a secure network. The customer essentially dials directly into the bank instead of through the Internet. 3) Personal Finance Software: Software such as Quicken or Microsoft Money allows customer to exchange financial information with the bank. The software connects to the banks computers via an Internet based set up and downloads financial information from the clients account. Many banks affiliate leading software vendors such as Intuit or Microsoft to make their systems compatible. 4) Pay-by-Phone Systems /Tele banking: Allows a customer to pay by telephone certain bills, or transfer funds between accounts, with instructions to the bank. One must have an agreement in advance with the institution to make such transfers. 5) Point-of-Sale Transfers: Allows a customer to pay for retail purchases with an EFT (or debit) card. In some instances, this card may also be an ATM card. This is similar to using a credit card, but with one important exception: the money for the purchase is transferred immediately — or very shortly — from customers bank account to the stores account. An increasing number of merchants are accepting this type of payment. On-line Banking: a Revolution The thought of today is the reality of tomorrow but the thoughts of Banking on Your OWN TERMS AT YOUR OWN DOORSTEPS, which seemed to be reality of tomorrow, is no a more mystique. What we can do NOW (?) It allows customers to do most of their financial transactions at home on a personal computer. Pay your bills on-line while youre watching TV. Check your account balances from your digital cell phone as you stand in line to board a flight. Consolidate all your financial accounts on-line in one convenient, secure location. Have access to friendly, helpful customer service representatives Why on-line banking? Unfortunately, banking is a necessary evil that can take a large chunk out of already busy schedules. Visiting a branch or ATM, paying bills by paper check (and mailing them) and balancing a chequebook all can be time consuming. Banking on-line, by its nature, can automate many of these processes, saving time and, in many cases, money. One can access his account and do banking when (and where) it is convenient for him. Following can be online banking services offered by various banks Check account balances Make transfers between online accounts Check the status of loans Track investments Apply for loans online Pay bills electronically Download account information to a personal finance software program On-Line Banking Advantages Internet banks are open 7 days a week 24 hours a day In general, you will find lower fees and higher interest rates for deposits due to the reduced cost of operating on-line and not needing numerous physical bank branches. Create a more in depth portfolio of each individual customer of what their needs and expectations are. Be able to provide services to each customer that are customized to their individual preferences You will have easy access to account information and transactions, because any Internet-enabled computer can become your bank terminal. You will generally have up-to-the-minute current bank account information due to the automation of most systems. In many cases, on-line banks offer free bill pay, which can be a big saving in both money and time. You can transfer funds electronically between accounts. Common E-Banking Services Retail Services Wholesale Services Account management Account management Bill payment and presentment Cash management New account opening Small business loan applications, approvals, or advances Consumer wire transfers Investment/Brokerage services Commercial wire transfers Loan application and approval Business-to-business payments Account aggregation Employee benefits/pension administration Current Scenario of Electronic Banking in Pakistan Pakistan is widely considered to be in the Third Wave of developing economies that include countries in Asia, Latin America, the Pacific Islands and the Middle East. These countries started to adopt the Internet from around 1993. Almost all have a state monopoly over the telecommunications sector with low tele-densities per population and high telecom costs, which restrict Internet access to elitist groups in the population. Less than 2 per cent of the population is connected to the Internet. These countries have weak political and democratic institutions where the governments welcome new commercial opportunities. The First Wave countries include USA, Canada, and some Nordic states where the Internet took hold in the 1980s, and became an established feature of social, political and economic life. On average, over 35 per cent of the population are connected to the net, with households always connected online to the net 24 hours in the day in many cases. Both the First and Second wave of counties have much in common; with both involved in the early development of the Internet. The gap between the two is rapidly diminishing. Both have highly developed telecommunication infrastructures, with extensive networks of fiber optic, satellite and ISDN lines that can respond to exponential growth in demand for bandwidth. Knowledge of Internet applications is a mainstream activity, and a prerequisite for commercial credibility. They have highly developed information, dissemination technology and content industries, with a strong export focus. Both have strong government policies that aim to influence the shape of the future information society, with massive investments in research and development, education, training, IT and Internet developed research. E-Banking in Pakistan: Due to advancements in sciences and technology, many foreign banks started offering Electronic Banking services in Pakistan. Electronic Banking offers tremendous opportunities and saves cost and time for both banks and customers. E-Banking in Pakistan is still a relatively new phenomena and is expected to grow now faster with future penetration of computers and internet services in the country, availability of a robust legal framework, removal of concerns about security of electronic transactions and enhanced reliability of communication Unfortunately Electronic Banking in Pakistan is still in the introduction phase and the government with the private sector has to streamline many policies for its further development and success. Although foreign banks took the initiative but now there are private Pakistani banks that are making advancements in E-Banking. The rate of technology transfer from developed to developing countries has been very slow in this regard. In Pakistan the available technology services are NIFT, ATM, ETPoS, Tele Banking and Central Depository Systems. NIFT was established in 1997,it is a technology that uses images with high-speed sorters to automate check clearing. ATMs are automated teller machines that provide facilities for instant deposits and cash withdrawals, and are presently available at around 200 locations in major cities only. ETPoS is a method of payment where goods and services are paid for at the point of sale, and is available in major cities in a few super markets only. Telebanking is telephone banking facility available only in a few banks, and again, in major cities only. The central depository system is a well- established system used in stock exchanges for recording and the transfer of securities. Secure electronic transactions (SET): This protocol was developed jointly by Visa and Master Card and is now baked by American Express. Major players in e-commerce, networking, and computing like Microsoft, Netscape, IBM, etc, are behind specifications of this protocol, and are thus becoming an industry standard for secured payments on the internet. SET provides confidentiality through encryption; message integrity using digital signatures, and authentication of consumer and merchant identity Use of this, method is ideal due to the level of security that this method offers. However, establishment of this protocol will require Internet merchant accounts. Smart cards: It is a digital currency payment, which looks similar to credit cards, but contains a microprocessor and a storage unit. The cards hold prepaid account information. Merchants who accept these records are credited for the transaction amount by card issuers. The use of this technology is safe but expensive to acquire. Pakistan will require building a consensus among major stakeholders to invest in making this technology available in Pakistan. Value-added networks: Pakistan could establish value added networks (VAN) for financial transactions to expedite fast and efficient flow of remittances to all major cities and to enable exchange of electronic documents. These networks will provide shared connectivity, security assurance of data, and reliability of service. These networks will provide bank -to -bank transfer of funds for financial transactions, and will also enable the exchange of electronic documents to facilitate e-trade. These value added networks will also facilitate B2B transactions using EDI systems. The EDI Vans will execute authorized transactions between valid trading partners. These networks will reduce technical complexities and the cost of implementing dedicated connections with a multitude of trading partners. Another advantage out of these networks will be the provision of storing viable information on the networks, so that authorized partners can directly access them without contacting the other parties. This will help in in creasing efficiencies of business transactions in terms of time and costs. 1.2. STATEMENT OF THE PROBLEM E-banking has entered the Pakistan economy in a big way but, considering the state of development of banking industry in the country and the client-base, there are doubts about the utility and cost-effectiveness of this mode of banking. The research study will examine these points and give recommendations on the subject: An evaluation, theoretically and practically, of the progress of banks which adopted electronic operations, and the prospective role for banks in the future. Discussing problems facing banks in the scope of electronic banking operations. Specifying the concept of electronic banks. 1.3. OBJECTIVES OF THE STUDY Following objectives have been set forth in conduct of the research: To familiarise public with the subject of ELECTRONIC BANKING, enhance their keenness to remain abreast to the techniques, and modern trends of efficient banking. To induce healthy practices in banking business and profession and to advise suitable measures for their achievement. To encourage and provide Electronic Banking information and to offer education through research report contents to students and consequently to national financial institutions. To print and publish the report for provision to all who are interested in the issue of Electronic Banking. To study Electronic Banking practices of different banks in Pakistan. 1.4. SIGNIFICANCE OF THE STUDY E-banking is playing an important role not only in the development of electronic services in the first world countries but also in the developing countries too. Due to advancements in sciences and technology, many foreign banks started offering Electronic Banking services in Pakistan. Electronic Banking offers tremendous opportunities and saves cost and time for both banks and customers. This study will evaluate the electronic performance of banks. This report emphasizes the fact that on-line accessibility, awareness, attitude towards change, computer and Internet access costs, trust in ones bank, security concerns, ease of use and convenience are the major factors affecting the adoption of Internet bank services in Pakistan. 1.5. SCOPE AND LIMITATIONS OF THE STUDY Scope of the study: The research thesis covers the leading banks in Pakistan that have entered the e-banking era and examine its economics. The major limitation of the study is that the concerned banks are reluctant to disclose information with regard to costs incurred on E- banking. Limitations of the study: As the E-banking in Pakistan is at the introduction stage and its efficacy is yet to be tested, adequate literature on the subject is not available. Moreover, the topic under study requires comprehensive research, which is possible if more time is allotted for the project. Banks personnel are reluctant to give information about banks electronic process and problems faced by banks. 2. LITERATURE REVIEW Literature survey is conducted in order to get more insight into the study. Literature survey consists of past studies related to this topic. Which will help and ensure that no important information related to the study is omitted. It includes mostly domestic studies conducted by our own scholars. 2.1. FOREIGN SCENARIO Yoshio, (1999), states that Malaysian banking sector started in the 1970s. However, the first visible form of electronic innovation in the Malaysian banking industry was the introduction of Automated Teller Machines (ATMs) in 1981. The ATMs to a large extent released banks from the constraints of time and geographical location. Then in the early 1990s, Tele-banking was introduced in Malaysia, which provided yet another delivery channel for branch financial services via telecommunications devices connected to an automated system of the bank by utilizing Automated Voice Response (AVR) Technology. Utsuml, on June 1, (2000), said that the Malaysian Central Bank gave the green light for locally owned commercial banks to offer Internet banking services. On June 15, 2000, Maybank, the largest domestic bank in terms of assets as well as network distribution, http://www.arraydev.com/commerce/jibc/www.maybank2U.com became the first bank to offer Internet banking services in Malaysia. This service is currently provided to individual customers of the bank and the site boasts of the latest 128-bit encryption technology to allay fears of security among consumers. The services provided in this portal include banking enquiry functions, bill payment, credit card payment, funds transfer, and accounts summary as well as transaction history. Customer support service is provided via e-mails as well as via telephone lines and is available daily from 6 am to 12 mid-night. JoseÉ, (2000), said that the Hong Leong Bank commenced its Internet banking operations known as e-Banking, which can be accessed via their web site at http://www.arraydev.com/commerce/jibc/www.hlbb.hongleong.com.my in December 2000. In addition to providing services that were previously included in their Phone banking service, they also offer options of assessing account transaction history in their e-banking. They too provide support services via e-mails and telephones from 7 am to 11.00 pm, seven days a week. Al-Jasser, (1999), states that both the competitive forces as well as the expected benefits are causing concentration and expansion of E-banking services in the country (Saudi Arabia). However, in the long run it would be the actual benefits which the banks would realize in terms of higher profits through reduction in intermediary costs and expanded consumer base due to improved services on a cost effective manner that would determine the role of E-banking in the countrys banking sector. E banking is expected to play an important role in integrating the financial markets of Saudi Arabia globally and banks would ultimately capitalize on these developments. Figures, (2000), states that E-banking Automate critical banking activities and interact electronically with bank with comprehensive tools that help reduce administrative costs, increase productivity, and improve cash management—in a security-enhanced environment. 2.2. LOCAL SCENARIO Mashhood, (2000), states that the role of information technology in financial services is to support operational efficiencies, facilitate customer services, mange risk and support in decision-making. In the IT policy on financial services, the government of Pakistan has asked the State Bank of Pakistan to allow opening of internet merchant accounts to enable inter-bank electronic fund transfer, to re-engineer processes of foreign trade sections, to accept e-orders of value less than $500, to open an e-commerce wing in financial institutions, and to facilitate clearing and e-reporting in al banks. The e-commerce action plans for the financial sector have been established as per directions from the government. The plan is to connect branches of 25 local and foreign banks in 12 major cities. In phase I, branches in one city will be linked with their head office. In phase II, all these banks and other financial institutions will be connected together. In phase III, private and public sec tor stakeholders will be linked and ultimately e-commerce network will include financial, trade and customs networks along with their international links. Ziauddin, (1998), states that In Pakistan, huge investments, recurring costs, and absence of economies of scale are some of the major bottlenecks to invest in online banking. One other problem is that only a few foreign banks are linked with their branches, otherwise all major financial institutions work in isolation. AL-Bader, (1999), said that in the absence of a centralized database linked to branches, banks do not only need the communication software to facilitate communication, but also require modems, routers, controllers, etc. irrespective of the volume of transactions, be it small or massive, huge investments are required to facilitate online banking. Not only the capital investments debut also the recurring costs, such as lease payments to PTCL, ongoing maintenance costs, etc, are discouraging national banks to invest. Giasuddin, (2003) said that there is a need to establish inter-branch and inter-bank networks so that all financial institutions may be linked together to facilitate electronic payment systems, which are among basic prerequisites for establishment of the financial infrastructure for e-commerce development. The next step that is still not clear in Pakistan is the type of electronic payment systems and digital currencies to be used in Pakistan. There are a lot of different methods of payment that are available globally. Pakistan has to carefully decide the most feasible payment systems that can easily fulfill financial requirements, as well as, provide enough confidence to the buyers and merchants for safety and security of such payments. Kazmi, (2000), said that there is an urgent need in Pakistan for establishing value added networks for financial transactions. Without these networks, it will be difficult for business and financial institutions to provide EC solutions with high quality and low costs. Zaidi, (2003), states that there is a need to establish inter-branch and inter-bank networks so that all financial institutions may be linked together to facilitate electronic payment systems, which are among basic prerequisites for establishment of the financial infrastructure for e-commerce development. The next step that is still not clear in Pakistan is the type of electronic payment systems and digital currencies to be used in Pakistan. Shabbir, (2003), said that both the competitive forces as well as the expected benefits are causing concentration and expansion of E-banking services in the country. However, in the long run it would be the actual benefits which the banks would realize in terms of higher profits through reduction in intermediary costs and expanded consumer base due to improved services on a cost effective manner that would determine the role of E-banking in the countrys banking sector. E-banking is expected to play and important role in integrating the financial markets of Pakistan globally and banks would ultimately capitalize on these developments. Naveed, (2003) states that Credit cards are primarily used as convenient payment products and at times a credit facility for short term needs. The State Bank of Pakistan is playing a pro-active role in promoting adoption of technology-based solutions in the banking sector and supporting services based on E-Banking. E-Banking has already taken off in this country and the recent launch by Habib Bank- one of the largest banks in the country has provided a major breakthrough. so the question is not when the facilities will be provided but how rapidly these facilities will expand. Efforts in this direction are focused upon following areas: Creation of a robust legal infrastructure catering to the needs of E-Banking and other payments systems involving electronic settlement of funds. Key step in this direction was the promulgation of Electronic Transactions Ordinance 2002, which provides legal recognition to digital signatures and documentation reducing the risks associated with the use of electronic medium of business. State bank is currently engaged in an exercise to further augment the legal framework for electronic settlement of transactions in the banking sector. Establishing of Payment Systems Development Committee in which commercial banks are members, to guide the development of payment systems in Pakistan. Creation of a dedicated Payment Systems Department in the State Bank dealing with all issues pertaining to payment systems including E-Banking. Creation of a Real Time Gross Settlement System (RTGS) providing an E-Banking solution to banks maintaining their accounts with standard operating procedure (SOP) whereby they will be able to operate these accounts from their own premises via an electronic connection with the State Banks own servers. Commercial banks have been allowed to open and operate Internet Merchant Accounts. Banks are being encouraged to expand the ATMs network through more participation and a wider network of machines all across the country. all banks have been asked to join a SWITCH and interconnection between the 2 existing SWITCHES is being encouraged for further development of the electronic infrastructure . State Bank has already acquired SWIFT connection and has also made it mandatory for banks to acquire SWIFT connectivity for settlement of all cross border financial transactions. Expansion of automated cheques clearing services to all major cities in the country is actively being pursued. The usage of plastic money such as Credit/Debit cards is making good progress Ishrat, (2003), states that introduction of E-banking will improve banking services mainly in terms of the convenience of the customers including, place, time and price, the banks will be able to provide improved services and, consequently, the quality and skills of banking staff will also improve. Although many banking services will be available 24 hours, the need for over the counter services will remain and banks would continue to provide normal services during office banking hours in Pakistan also like in the developed countries where E -banking is prevalent, it has been observed that customers feel much confident in using e-banking services when they can associate it with brick and mortar branches. Purely online banking without physical branch network has not made much headway even in developed countries. In Pakistan, with low rates of literacy the majority of customers will continue to use the 9-5 bank branches. Rizvi, (1999), states that the state bank of Pakistan has constituted various committees such as the Payment Systems Development Committee and the ECH task force for the development of technology based banking services in the country. Besides other matters, these committees also oversee the developments in the areas of E-banking. State Bank of Pakistan coordinates closely with other agencies such as the Ministry of Science Technology (MoST), in initiatives relating to E-banking. Shirazi, (2001), said that the future of e banking is very bright in Pakistan. Many banks in Pakistan have started providing e-banking facilities to their consumers. Over 300 ATMs are in operation in Pakistan the use of ATMs is rapidly increasing. More and more facilities are being provided by the banks electronically including e-statements, funds transfer, bill payment for utilities as well as other purchases. By 2002, almost 40% of the bank branches have been automated and it is expected that this proportion will reach 50% by 2004. The rate of increase is phenomenal i.e. about 318%. Similarly, the number of online branches has doubled during the last 2 years to 570 and by 2004 this number will jump to 1356, representing an increase of 376%. This expansion along with the growing penetration of internet will bring E-banking to more and more of their customers both in terms of numbers as well as geographical locations. Mahmood, (2003), states in order to meet E-banking challenges that State Bank of Pakistan established the ECH Task Force under the leadership of Mr. Naveed A Khan (Country Representative ABN AMRO Bank) to facilitate the development and implementation of E-Banking sector to promote E-Commerce. This Task Force was constituted to facilitate in planning introduction of enabling technologies in the financial sector of the economy having a direct bearing on E-commerce. The ECH Task Force is constituted of various dedicated professionals from the major financial institutions of the country who enrich the Task Force with their experience and expertise with a firm commitment to develop and promote E-Commerce in Pakistan. Ahmed,(2001), states that Electronic Commerce (E-Commerce) is just another business tool, one that enhances business efficiency and effectiveness and allows cost reduction. It is a vehicle to carry out business-to-business (B2B) or business-to-consumer (B2C) transactions. For financial institutions and entrepreneurs, E-Commerce not just makes old processes work better; it also provides a means to break with tradition and create new ways of doing business. E-Commerce has a lot of potential in Pakistan where ideas are rich, resources and labor are cheap, workmanship is excellent, entrepreneurial skill in abundance, and there is a large presence of indigenous and globally appreciated artifacts other tradable goods. However, on a more realistic side, we have a lot of ground to cover before we can reap the benefits of E-Commerce and turn our economy around. These are technical as well as administrative challenges that have to be met and above all we need the basic infrastructure, which fa cilitates and promotes trading through electronic means. 3. RESEARCH METHDOLOGY This chapter presents the basic methodology required in research. It includes the methods of search, type of study and the sources of data. 3.1. METHODOLOGY OF THE STUDY The methodology of study includes the different methods that researcher has used to reach to the conclusion. But due to shortage of time the researcher has tried his best to make this report informative, useful and also beneficial for others. The researcher has also gathered a lot of information to cover all types of aspects related to automation and electronic data processing. In this report the researcher has covered first of all the introduction of electronic banking, its background, what facilities and benefits it provide and what is its scope in Pakistan? Secondly the researcher has visited few of the banks offering electronic services. They were very knowledgeable to the researcher basically in explaining their scope in Pakistan. 3.2. TYPE OF THE STUDY The study is descriptive because the intention is to explore the existing values given in problem statement. Descriptive process was believed to be more suited in this kind of investigation because it seeks direct response from respondents. This procedure has been used in many areas of investigations in many fields of academics and scientific discipline. 3.3. GOAL OF DESCRIPTIVE STUDY The goal of the descriptive study, here is to offer a peo

The Day Ethan Frome Lost Control of His Life :: Ethan Frome Essays

The Day Ethan Frome Lost Control of His Life      Ã‚  Ã‚  Ã‚   I believe Ethan Frome lost control of his life when his mother died. After his mother's funeral, Ethan did not want to be left alone on the farm, so he asked Zeena to stay with him. At first, Ethan enjoys her company. However, Zeena soon becomes a nuisance to Ethan, and prevents him from becoming an engineer in a large city. After being married a year, Zeena becomes sick herself, and the only time she talks to Ethan is to complain or show her discontent.      Ã‚  Ã‚  Ã‚   After Mattie comes to the farm, Ethan does not love Zeena at all. He thinks the only pleasure she has left is to inflict pain on him. Since Zeena is a burden on Ethan, he naturally wants to improve his life. The reason he does not have control of his life is because he is married to Zeena, and he is not brave enough to go away with Mattie. The reason he is married to Zeena is because his mother died. Since Zeena is why Ethan does not have control of his life, and Ethan married her because his mother died, the point in time when Ethan lost control of his life is when his mother died.      Ã‚  Ã‚  Ã‚   I believe Ethan could have changed the direction of his life if he had gone away from the farm to marry Mattie. The reason he did not have control of his life was because he was married to Zeena. If he would have married Mattie and left Zeena, he would not have been in the sled accident, and consequently, he would have lived a much happier life with Mattie.      Ã‚  Ã‚  Ã‚   The second way Ethan could have changed the direction of his life is if he

Global warming in relation Winston Churchill’s quote on painting Essay

Global warming in relation Winston Churchill’s quote on painting Introduction            In day-to-day life, challenges are common undertaking. However, some challenges are difficult to handle and it might be impossible to get a solution although their experience is worth in life. Increasing temperatures is one of the major challenges affecting the world. This was evident during vacation from the experience of high temperatures that resulted to uncomfortable spending. It was thought that the temperatures would decrease with time but as the fall approached the higher, they became. According to Friedman, (8) the world is becoming hotter because of global warming gases that are on increase. Both developed countries have tried to address the issue of global warming. Winston Churchill quote on painting is analogous to the ever-increasing temperatures and other effects such as hurricanes, drought, strong winds, floods in the world that are caused by high levels of global warming gases the world increasing commitment to address the issue despite no promising result that the problem will end. Although the world has made significant progress in addressing the issues of global warming through environmental movement and policies to reduce emission of greenhouse gases by developed countries, there seem to be no permanent solution to the problem especially with changing world economy to industrialization.            With the introduction of industrialization in the world, the world economy started changing from agricultural-dependent to manufacturing. The manufacturing economy was marked by use of machines that used fuel such as steam, oil, coal, and electricity. As a result, there was high emission of green house gases such as carbon dioxide in the atmosphere that led to global warming, which is the key cause of the rising temperatures in the world and other effects such as drought, floods, strong wings, hurricanes (27). The temperatures have increased over the years and especially in the 21st century. The increasing temperatures have led to the world becoming hot, which was one of the worst experiences in summer. One would think that the following day the temperatures would be falling but unfortunate the hotter it become. The world commitment to address global warming is heightening despite the unpromising solution to the problem.            The world has formed environmental movements to address the alarming effects of global warming. These movements include the Kyoto protocol, United Nations environmental committee, and other environmental organizations. They have discussed measures and developed strategies to reduce the greenhouse gases in developed countries in order to counter the effects of global warming. Countries under the Kyoto protocol agreed to reduce the greenhouse gases by 5% by year 2020. In addition, there was notable decrease of green house gases during the implementation of Kyoto protocol. Consequently, developing countries joined hands for the fight against global warming. The formation of these movements and agreement for member states to implement the policies was seen as progress toward the reduction of green house gases and significant decrease in global temperatures.            The Kyoto protocol and the climate change program led by United Nations framework convention have achieved most of their global warming goals by reducing the emissions of green house gases in countries like United States, Denmark and others. Consequently, more countries have continued to join Kyoto protocol and other environmental organizations to fight global warming. In addition, carbon free goods have been introduced in various markets in Europe and other continents to ensure that less greenhouse gases are emitted in the atmosphere. Other countries like United States have introduced electric vehicles that do not emit greenhouse gases. These initiatives coupled to many others have led to reduction of global warming gases in the atmosphere thus giving hope for the combating global warming.            Despite the promising agreements and states’ willingness to implement the policies, the world is still recording high levels of green house gases in the atmosphere. There has been high emission of the gases in developed countries and other countries that are joining the industrialised world. As a result, global warming effects have been on the rise and major catastrophic events have been on the rise. For example, hurricanes, flooding, drought has been on increase compared to decades ago. According to Friedman (148) hurricanes and droughts have been unusual recently due to increasing temperature that have been caused by people. Another challenge to the notable progress in addressing the global warming is the withdrawal of countries from the environmental movements. For example, New Zealand government made a decision not to renew its membership for Kyoto protocol come year 2015. The move will deny it from accessing carbon free market, which might trigger the r ise of the green house gases in the country and consequence increase of global warming in the world.            The initiative by the world to address the global warming challenge through environmental organizations such as United Nations and Kyoto protocol is a progress toward reduction of green house gases as depicted in Churchill’s quote on painting. Consequently, the commitment of the countries to reduce the emission of the green house gasses by 5% by year 2020 is a fruitful step of the initial progress. Moreover, the achievement of the world to avoid more than 1.5 billion tonnes of green house gases (CO2) is a fruitful step and ever improving global warming fight (410). The ever-increasing support of reducing greenhouse gases by different countries and continents is another move that indicating fruitful step. In The introduction of electric motor vehicles and carbon, free market in most of the countries is an ever-lengthening step. In addition, the global reduction of greenhouse gases level is another ever-improving step and ever-ascending order. However, the wit hdrawal of countries like New Zealand is a drawback to the problem coupled to few countries that have relaxed restrictions on carbon emission. Moreover, the increasing numbers and strength of hurricanes, strong winds and floods in America and Europe is an indication that the problem of global warming may never end (80). However, the increasing research and introduction of carbon free markets and achievement of reduced greenhouse gases levels in the world give the joy of every trying to address the global warming issue. Conclusion            The global warming issues in the world that s been experienced through increased temperatures, increased number of hurricanes, strong winds, and floods and the world’s effort to combat it through various measures is analogous to Churchill’s quote on painting. Although there have been progress day by day, the problem seem like it will never have an end. However, the increased research and approaches being used to address the problems gives joy of some achievements. Consequently, the experience of increased temperatures during summer vacation reflects the effects of global warming and that despite the world commitment the temperature seems to be ever increasing. References Friedman, Thomas L.  Hot, Flat, and Crowded: Why We Need a Green Revolution-and How It Can Renew America. New York: Picador, 2009. Print. Winston Churchill (nd). â€Å"Painting as a Pastime,† Thoughts and Adventures. Print. Source document

Pros and Cons of FDRs Brainchild The New Deal - 880 Words

The New Deal FDR The implementation of the New Deal was a necessary, yet highly criticized, and controversial time in our nations history. Its creation, by President Franklin Delano Roosevelt, helped to resurrect a crumbling economy and put Americans back to work. However, like most things in life, there are always two sides to every story. This paper will explore both the pros and cons of FDRs, brainchild, the New Deal. In addition, it will argue that regardless of a positive or negative public opinion, there is no negating the fact that the New Deal was a pivotal movement and progressive step forward in our nations history. The presidential election of 1932 favored Democrat Franklin Delano Roosevelt over current†¦show more content†¦Unfortunately, there were some unforeseen and catastrophic consequences. When higher wages went into effect, prices rose too. Thus, consumers stopped buying. The continuous cycle of overproduction and underconsumption put businesses bac k into a slump the law was later ruled unconstitutional (Norton et al, 698). Another controversial provision of the New Deal was the Agriculture Adjustment Administration, or AAA, which attempted to raise farm prices. It used special tax funds to pay farmers to refrain from raising certain crops or breed certain types of animals. They figured the lower production would help to increase prices of other agricultural products. All it did was anger the general populous, who thought this was atrocious. People were starving and homeless and the federal government was essentially wasting food! This program was ruled unconstitutional, shortly after it was proved a failure. Though Roosevelt had many ups and downs during his 12+ years as President, he successfully began the process of getting the nation back on its feet. He created the New Deal, though it was not the end all be all of the economic crisis, it contributed to the demise of the Great Depression in a broader sense. It resto red the public faith in banks and got many, many Americans back to work. Works Cited Norton, M.,